Atlanta Retirement Planning begins with Magellan Wealth Management.

401K Optimizer™

OUR INVESTMENT PHILOSOPHY

At Magellan Wealth Management we believe risk is the most important investment characteristic. We allocate more of your assets to investments that indicate a lower relative risk and less to investments that indicate a higher relative risk. Our measurement of risk is based upon the interaction between the supply and demand forces within each asset class. Under continuous monitoring of these forces, we will strategically allocate your investments and email you when there's a new allocation.

“The days of folks receiving a monthly retirement check from the company are just about over. Today, the return on your retirement investments is the employee’s responsibility! I can help you optimize the return on your Defined Contribution and IRA plans by selecting and monitoring the best mix of investments that are available to you.”
— Mike Cordak, Personal Retirement Planner

Your allocation is time sensitive so we deliver our advice at electronic speed via email, which allows us to deliver our specific advice to 401(k) investors based on their personal investment risk and age. These recommendations could help reduce risk by providing appropriate exposure to each asset class and each investment within your company's 401(k) plan. We also do this for Self Directed Brokerage, IRA, 403(b), 457, and TIAA-CREF accounts.

Most 401(k) participants mistakenly believe that once their 401(k) is setup, they never have to give it another thought. Unlike this buy and hope strategy, our recommendations are focused on reducing your investment risk by using time-tested technical & fundamental analysis employed by professional money managers. We have developed an approach to help endure unpredictable markets. This approach monitors investments offered in your 401(k) plan to help ensure investment risk is consistent with market conditions. As conditions change, you are alerted by email with suggestions on how to adjust your investment so you can make the final decision.

Unlike many other investment services, we will not waste your time with various graphs of numerous technical indicators that just add to the confusion of investing. We will just plain tell you what percentage of your money should be in each investment choice that is available to you in your retirement plan.

I’m sure many of you are thinking “Hey this sounds great, but how much does this all cost?”

Well, for as low as $25 a month, you could be taking advantage of the invaluable advice from the 401K Optimizer™. We charge $75 quarterly or $300 annually for the 401(k), 403(b), 457, and TIAA-CREF services. There is no binding contract and you can stop at any time and receive a full refund for any remaining quarters that you have already paid for.

In addition, we offer our 401K Optimizer™ for IRA’s and Self Directed Brokerage accounts. This can be added on for an additional $25 quarterly or $100 annually. It can also be purchased separately for $125 quarterly or $500 annually. In these accounts we can choose from an extremely wide array of investment vehicles, thus requiring a substantial amount of research and absolute optimum investment selection.

This customized investment strategy will help you answer these questions:

• How should I allocate my 401(k) investment option?
• What percentage should I put into the various investments?
• Am I taking too much or too little risk?
• When is there a need to change my allocation?

If you have any questions after reading the above please see our FAQs. If you still have questions or concerns after that, just give me a call at 678-778-2694. My name is Mike Cordak.